Decoding Health Insurance (“we”, “us”, or “our”) owns and operates the website www.decodinghealthinsurance.com (“Site”), which provides our Service.
Information that we Collect
In connection with your use of this Site and our Service, we may collect Personal Information from you. “Personal Information” refers to any information that you voluntarily submit to us and that identifies you personally, including contact information, such as your name, e-mail address, company name, address, phone number, and other information about yourself or your business. Personal Information can also include information about any transactions, both free and paid, that you enter into using our Service, and information about you that is available on the internet, such as from Facebook, LinkedIn, Twitter and Google, or publicly available information that we acquire from service providers.
Personal Information also includes Log Data (as defined below) and Payment Information where such information can directly or indirectly identify an individual. We may collect and process payment information in connection certain uses of our Service, including credit cards numbers and billing information, using third party payment service providers (“Payment Information”).
When you visit this Site or use our Service we may automatically collect information about your computer hardware and software and your visit. This information can include your IP address, geographic location, browser type, domain names, internet service provider (ISP), the files viewed on this Site (e.g., HTML pages, graphics, etc.), operating system, clickstream data, access times and length of visit and pages viewed, and referring website addresses. This information is used by us for the operation of our Service, to maintain quality of our Service, and to provide general statistics regarding use of the Websites. For these purposes, we do link this automatically-collected data to Personal Information such as name, email address, address, and phone number.
HOW WE USE INFORMATION THAT WE COLLECT
HOW WE SHARE INFORMATION THAT WE COLLECT
We may employ third-party companies and individuals due to the following reasons:
- To facilitate our Service;
- To provide the Service on our behalf;
- To perform Service-related services; or
- To assist us in analyzing how our Service is used.
- We want to inform you that these third parties may have access to your Personal Information.
- The reason is to perform the tasks assigned to them on our behalf. However, they are obligated not to disclose or use the information for any other purpose.
We reserve the right to use or disclose your Personal Information if required by law or if we reasonably believe that use or disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or comply with a law, court order, or legal process.
Cookies are files with small amount of data that is commonly used an anonymous unique identifier. These are sent to your browser from the website that you visit and are stored on your computer’s hard drive.
Our website uses these “cookies” to collection information and to improve your use of this Site and our Service. You have the option to either accept or refuse these cookies, and know when a cookie is being sent to your computer. If you choose to refuse our cookies, you may not be able to use some portions of our Service.
We value your trust in providing us your Personal Information, thus we are striving to use commercially acceptable means of protecting it. But remember that no method of transmission over the internet, or method of electronic storage is 100% secure and reliable, and we cannot guarantee its absolute security.
Retention of Personal Information
We retain Personal Information that you provide to us where we have an ongoing legitimate business need to do so (for example, as long as is required in order to contact you about our Service or our other services, or as needed to comply with our legal obligations, resolve disputes, and enforce our agreements).
Links to Other Sites
Our Service includes publicly accessible message boards, blogs, and/or community forums. Please keep in mind that if you directly disclose any information through our public message boards, blogs, or forums, this information may be collected and used by others.
Our Service is not intended to be used by children. We do not knowingly collect personal identifiable information from children under 18. In the case we discover that a child under 18 has provided us with personal information, we will take appropriate actions to delete this from our systems. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us so that we will be able to take the appropriate actions.